OpenGill

Financial confidence for anyone who feels like a fish out of water.

OpenGill is a private, AI-powered financial buddy that helps you understand your money and plan the retirement you actually want — in plain language, always honest, never judgmental.

Currently in private beta

What OpenGill does

A buddy that's always there watching your back — learning what matters to you instead of grading you against someone else's rules.

Sees your whole picture

Securely connects your bank, card, and investment accounts so your guidance is based on what's actually happening — not guesswork.

Always-on guidance

Ask anything, anytime. OpenGill makes ongoing assessments of your situation and gives you instant, straight answers.

Built around your life

It learns your goals and what a good life looks like to you, then helps you steer toward the retirement you actually want.

Honest, never preachy

Real talk about where you stand and what to do next — encouraging when you're on track, frank when you're not.

Private by design

Your financial data is used to help you and only you. It is never sold, and never shared for advertising.

Plain language

No jargon, no lectures. Just clear explanations of your money and the choices in front of you.

How it works

Three steps to a clearer view of your finances and your path to retirement.

1

Connect your accounts

Link your accounts securely through Plaid. OpenGill reads balances and transactions — it never moves money.

2

OpenGill learns your situation

It builds an honest picture of your income, spending, and net worth, and gets to know what matters to you.

3

Get ongoing guidance

Receive plain-language insights and answers that help you make good decisions and reach the retirement you want.

A note on trust

OpenGill connects to your financial accounts through Plaid, the same secure service used by leading financial apps. OpenGill has read-only access — it can see your balances and transactions to give you guidance, but it can never move money or make transactions. For details on how your information is handled, see our Privacy Policy.